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Non-Trucking Use (Bobtail) Insurance

Non-Trucking Use (NTU) Liability Insurance is for the Owner Operator who leases their truck for the long-term. Non-Trucking Use Liability coverage, formerly referred to as Bobtail Coverage, becomes effective when you’re using your truck for a non-business purpose, such as driving to the store, picking up groceries or many other things. It is important to understand that this coverage is for when you’re not working and you’ve essentially “signed off” for the day.

There are very specific exclusions for Non-Trucking Use Liability coverage. There are also great benefits. It is important to discuss with a licensed agent at Ararat Insurance Services so you understand both.

NTU Coverage can provide:

  • Liability Coverage
  • Auto Medical Payments
  • Uninsured or Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)
  • Physical Damage Coverage

There are additional coverage options. Discuss with a Ararat Insurance Services agent if this coverage might be right for your situation at: 206-248-5615